Saving money

Budgeting

Before you will go any further you need to budget your spendings and find out what you really need, what you do not and what is your financial goal. If for example you plan to buy a house in one year, maybe an expensive holidays to Mauritius are not that important as the less money you will borrow for mortgage the better deal you will get and the less interest you will pay.

This section is not only for women who struggle with money but for all women who want to get tips how to save money, about good saving accounts, basically how to pay as little as you can for:

Shopping

You may have your favourite store already but it is good to have a look around and visit diffrent stores. Myself I am buying diffrent products in diffrent shops, for example I am always checking Lidl weekend offers, sometimes you can get 400g of good quality lean beef for £1.34, weetabix for £0.99, Aldi – their every 2 weeks 6 fruits on special offer. Tesco and Morrisons also has its cheap products. Too posh to push yourself to save extra money? You could save up to £300 monthly on your shopping.

Insurance (car, life, home…)

Are you paying for the cheapest insurance. Have you checked diffrent car insurance or home insurance providers? do you really need comprehensive insurance or pay extra to emergency haulage for free if you would need one.

Mortgage

Your mortgage might be cheaper a few years ago but now it may be not so ood deal. Have you ever thought about remortgaging or while getting a mortgage to check diffrent building societies and banks online. Did you know that free mortgage advisers are getting paid if you will sign up for the certain deals? This is why it is always worth to check deals yourself.

Holiday

Why not try to buy seperate a plane ticket, an accommodation and museums, cinemas, theatres tickets. Usually organised trips cost more than if you would buy everything separately.

Car rental

You may find that this will be a cheaper option than a taxi or even having your own car if you do not use it every day.

Again check diffrent companies renting cars.